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INTEGRATED RISK
PLATFORM
Tailor-made solutions for a comprehensive risk management
B&C CONSULTING
OUTSOURCED
RISK MANAGER
FODEP+
COMPLIANCE
WITH BASEL II/III
Discover FODEP+
The Basel II/III regulation became effective in the UMOA zone on the 1st of January 2018. Banks in the region are ever since subject to an increased supervision from BCEAO for the stringent respect of renewed prudential ratios. The implementation of the reform has not only consequences in terms of capital management but also in terms of IT organisation.
The Basel guidelines are very widespread throughout the world. However, each geographical region has its own specificities and requires individualised answers.
Thereby, B&C developed FODEP+ which is a specific software adapted to the banks of the UMOA zone.
Our solution uses the latest technologies and is perfectly adapted to your needs. FODEP+ relies on three pillars:
- The automated production of 39 FODEP as required by the BCEAO.
- The implementation of the risk models as described in the BCEAO’ s « Prudential Mechanism ».
- The Creation of smart Dashboards and ergonomic Visuals to get a better understanding of the composition of your capital and the risks faced by your bank.
With FODEP+, be compliant in a few clicks
BASEL II/III has arrived in the UMOA zone
Asset-Liability Management, the compulsory response
Strengthen your Strategy with SIMUL+
With the digital revolution and the emergence of new financial intermediaries, the banking sector is undergoing profound structural changes.
In this context, the banks’ profitability is under threat due to the regulatory cost of taking risk. Hence the couple "Risk/ Return" is more than ever central to managers’ decision-making. Prospective analyses and capital stress testing should be in the heart of your strategy.
Thorough market risk analyses, statistical modeling of customers’ behaviour, efficient liquidity management are as many interdependent factors to take into account for an optimal balance sheet management.
Because every business model has its own risk profile, B&C has conceived SIMUL+ whose flexibility ensures that your needs will always be met.
SIMUL+ is a simulation platform offering:
- Scalability in order to adapt to any change to your business model or any evolution in your risk policy.
- A powerful calculation engine which allows to carry out complex simulations.
- Custom-made analyses and interactive graphics at destination to the management.
- A robust Data Warehouse which ensures a solid audit trail as per regulatory requirements.
Discover SIMUL+
Learn more
The Risk Manager function is a regulatory requirement. Beyond the regulators' pressure, the Risk manager brings genuine added value if he/she has the experience and the knowledge to provide you with independence and technical expertise.
B&C Consulting offers Risk Management and Quantitive Analyses services. Our consultants have all held high responsibilities in Trading, Quantitatives research, Risk and IT departments in major financial institutions. Hence we have the expertise and the experience to assist you in any risk related issues.
Our concept of “Outsourced Risk Manager” is an on-demand service which allies flexibility and quality. You will be able to choose the services that you need.
B&C puts his expertise at your disposal and provides you with:
- Comprehensive Risk Reports.
- Tail Risk Analyses (VAR, ESF, Maximum Drawdown…).
- Pricing librairies for exotics to more vanilla products.
- Trading Strategy testing (Bask Testing, Calibration).
- Artificial Intelligence based solutions.
- Assistance in drafting your Risk policy.
- Our presence during client meetings.
Because the Risk Manager is an added value
Risk Manager, a pivotal aspect
of your business model