The Valodata platform offers:

• User-friendly dashboards that facilitate the process of data-based decision making.

• Applications that facilitate the process of complying with the latest regulatory requirements.

PROVIDING GREATER AUTONOMY THROUGH OPEN SOURCE TECHNOLOGIES.

• Analytical capabilities encompassing the bank’s various areas of activity.

Innovative technologies behind powerful,

easy-to-use applications

OUR DATA MONITORING, ANALYSIS

AND MANAGEMENT SOLUTIONS

Compliance with Basel

regulations in just a few clicks

Valodata Basel II/III is a customised tool that can be smoothly integrated into your infrastructure. “We mould into your existing architecture. Your architecture does not need to change for us”. Valodata provides a complete management of the Basel II/III process, from data integration and risk calculation through to reporting.

• Data integration is managed an innovative graphical interface that facilitates the process of extracting data from source systems (core banking, compatibility, etc.).

• Risk modelling and calculation, with the ability to produce various aggregations, from the simplest to the most advanced (XVA,

• Reporting using the predefined format prescribed by your local regulator, and the ability to generate control dashboards for

For an optimisation of your ALM.

Asset and liability management is an essential factor in bank profitability. Valodata ALM provides you with a simple and comprehensive tool. You will be able to both optimise your profitability and conduct prospective analyses of your liquidity. Via a user-friendly dashboard, you will have access to stress test reports, liquidity ratio and gap analysis, and risk curves simulations

The Validate-ALM application offers an integrated and rapid cash flow engine able to cope with an increasing workload. You will have the following at your disposal:

• A flexible tool that adapts to the specific characteristics of your asset portfolio.

• A modelling platform that comes supplied with assumed runoff rates and behavioural models to enable predictive asset and liability management.

• A reporting module with both statutory and decision-making reports.

• Training for your teams during the implementation phase.

Rationalise your fight against money laundering

Valodata Financial Crime Analytics is an effective, anti-money laundering solution. Through a combination of machine learning techniques and big data software, our application can process a greater number of transactions and minimise the rate of “false positive alerts” at the same time.

Our approach includes:

• The use of tailor-made scenarios to provide automatic detection of suspicious activity.

• A powerful visualisation platform capable of displaying the connections between transactions and accounts.

• An integrated alert management system which includes the ability to predefine resolution scenarios.

• Statutory reports and management dashboards.

Machine learning at the service of your marketing strategy

Valodata Marketing Analytics (Valodata-MA) is designed to help you get more value out of your data and make the process of managing your customer portfolio both active and efficient. Valodata-MA helps you efficiently analyse information and generate loyalty amongst your customers by providing optimal data segmentation. Valodata-MA provides:

• An innovative graphic interface for the integration of customer data and any informations provided by third-party sources (credit reference agencies, social media).

• Customised dashboards and the ability to perform advanced forms of analysis (Regression, PCA, Choice modelling, etc.) together with the identification of the corresponding marketing actions.

• Pertinent marketing analysis such as attrition and segmentation reports.

Provide your MRM processes with a strategic dimension

Valodata provides you with an exclusive MRM application integrated into a modelling platform that enables you to bring all your risk management models together. The software supports all key programming languages and gives you a global view of all the models already used by your business. You can therefore monitor your entire MRM process from a single application.

Valodata MRM has been designed to enable its use for the purposes of the ECB’s TRIM project and covers the entire lifecycle of the models. In addition to managing regulatory compliance, you will:

• Use compliance monitoring dashboards.

• Rationalise model and documentation versioning.

• Improve collaboration between the different actors in the MRM process.

• Implement automated validation.

• Organise periodic reviews.